Broker Check
Jose M Borro II
Jose M Borro II
AirMar Wealth Management Financial Planner
https://www.prudential.com/advisor/jose-borro (561) 206-5366

Jose M. Borro II, CPFA®
Founder, AirMar Wealth Management

Born and raised in Naples, Florida, Jose is the son of Cuban immigrants whose sacrifices shaped his values: freedom, family, and opportunity. That legacy is the heart of everything we do at AirMar.

After more than a decade in the financial industry, Jose founded AirMar Wealth Management to offer something often missing in finance—human advice, grounded in trust, values, and lived experience. Every strategy we create is designed around one central truth: your life comes first.

When he’s not helping clients shape their futures, Jose is enjoying his own—boating along the Atlantic with his wife Lauren, adventuring with their son Judah, and soaking in the Florida lifestyle that inspires the AirMar name.

Licenses & Credentials:

  • FINRA Series 7 & 66 held with LPL Enterprise
  • Florida 2-15 Life, Health & Variable Annuity License
  • Certified Plan Fiduciary Advisor (CPFA®)

Six Surprising Facts About Retirement Confidence

Retirement
Six surprising facts about retirement confidence. The title is framed in a dark grey rectangle and then a large grey rectangle with tiny white pinstripes.Six surprising facts about retirement confidence. The title is framed in a dark grey rectangle and then a large grey rectangle with tiny white pinstripes.1 in 3 retirees report higher expenses than anticipated. A comfortably yet elegantly dressed woman of mid-to-late middle age wearing spectacles listens on a telephone while seated on a couch in a well-appointed apartment.1 in 3 retirees report higher expenses than anticipated. A comfortably yet elegantly dressed woman of mid-to-late middle age wearing spectacles listens on a telephone while seated on a couch in a well-appointed apartment.20 percent of retirees find that extended care costs, which Medicare does not cover, are much higher than expected. A comfortably yet elegantly dressed man of mid-to-late middle age listens on a telephone while seated on a large wicker chair in a well-appointed home.20 percent of retirees find that extended care costs, which Medicare does not cover, are much higher than expected. A comfortably yet elegantly dressed man of mid-to-late middle age listens on a telephone while seated on a large wicker chair in a well-appointed home.86 percent of retirees-to-be expect social security to be a significant factor in their retirement, when in reality 94 percent of retirees find it their most important source of income. An informally-dressed bespectacled woman sits at a breakfast table with her clasped hands resting at her chin, reading her steel-colored laptop.86 percent of retirees-to-be expect social security to be a significant factor in their retirement, when in reality 94 percent of retirees find it their most important source of income. An informally-dressed bespectacled woman sits at a breakfast table with her clasped hands resting at her chin, reading her steel-colored laptop.While about half of workers believe they will retire at age 65 or older, the actual  median retirement age is 62. A barefoot woman, dressed in leisure wear and with her white hair in a small ponytail looks out at a large body of water with her Jack Russell terrier while seated on a large driftwood log.While about half of workers believe they will retire at age 65 or older, the actual  median retirement age is 62. A barefoot woman, dressed in leisure wear and with her white hair in a small ponytail looks out at a large body of water with her Jack Russell terrier while seated on a large driftwood log.More than half of people approaching retirement describe debt as a problem, and many make debt reduction a primary goal. A comfortably yet elegantly dressed woman of mid-to-late middle age listens on a telephone while standing in a well-appointed apartment.More than half of people approaching retirement describe debt as a problem, and many make debt reduction a primary goal. A comfortably yet elegantly dressed woman of mid-to-late middle age listens on a telephone while standing in a well-appointed apartment.Private health care costs can be more expensive than expected. With that in mind, it’s a good idea to have a financial strategy in place for these and other costs. A young woman wearing a sweater smiles and walks behind a man of mid-to-late middle age in his wheelchair.Private health care costs can be more expensive than expected. With that in mind, it’s a good idea to have a financial strategy in place for these and other costs. A young woman wearing a sweater smiles and walks behind a man of mid-to-late middle age in his wheelchair.Here’s the good news. It’s never too late to update your retirement strategy, especially as your medical needs change. Sources. 1. EBRI.org, 2022. 2. Genworth, 2022. Final text framed in white and grey.Here’s the good news. It’s never too late to update your retirement strategy, especially as your medical needs change. Sources. 1. EBRI.org, 2022. 2. Genworth, 2022. Final text framed in white and grey.

No pressure, no jargon, just a real conversation about what matters to you.